Overseas Student Health Cover (OSHC)
International students on student visas must be covered by Overseas Student Health Cover (OSHC) for the duration of their studies. Chisholm’s provider is OSHC Global Assistance, which is owned and operated by the global company Allianz. Policy information is located at on the Allianz website.
It is your responsibility to ensure that your OSHC is always paid for the duration of your student visa. The start date, end date, cost and policy type are located on your Letter of Offer from Chisholm.
Once you have been accepted into your course, you can order a membership card directly with Allianz. The card will be posted to your Australian address and you will need to show your card when you seek medical assistance.
Overseas student health cover
A single policy covers the student visa holder only. A dual policy covers one student visa holder plus either one adult spouse or one or more dependent children under the age of 18. A multi policy covers one student visa holder plus more than one dependent, which can only include one adult spouse and one or more dependent children.
An example of the fee structure is shown in the table.
| Course duration
| 12 months
| 24 months
| 36 months
Using your health insurance
Your OSHC policy covers you when you need to visit a doctor or go to public hospital. OSHC covers 100 per cent of the government scheduled fee. Some doctors charge slightly more than the government scheduled fee.
OSHC members have access to a 24/7 emergency phone service that offers:
- Emergency medical advice and assistance
- An interpreter where necessary
- Referrals to doctors and medical centres
- Access to a solicitor for general legal advice and referrals
- Phone assistance to replace travel documents or passports.
To seek assistance from a doctor you will need to visit a medical clinic. There are many clinics with general and specialist medical services located near Chisholm’s campuses. At the clinic, you will need to register at reception and will be asked to provide your contact information and OSHC details.
Not all medical services can be direct billed, so check with your OSHC provider for the details of your cover.
Most medical clinics require you to make an appointment to see a doctor which allows you to see a doctor you prefer. If you don’t make an appointment you may have to wait many hours or may even be asked to leave before you get to see one.
If you are unwell or injured and cannot attend classes, you must see a doctor and request a medical certificate. A copy of this medical certificate must be given to your program coordinator - but always keep the original for yourself.
An OSHC Global Assistance specialist visits Chisholm every week to help students with claims and to answer questions.