Study now and pay later

Chisholm has been approved as a VET provider under the VET FEE-HELP Assistance scheme and has been able to offer VET FEE-HELP assistance since July 2009.


VET FEE-HELP is a Commonwealth Government income contingent loan scheme that assists eligible students to pay for all or part of their VET tuition fees when studying one or more of the following accredited VET courses at Chisholm:

  • Diplomas
  • Advanced diplomas
  • Graduate certificates (full fee paying students only) 
  • Graduate diplomas (full fee paying students only)
  • Specified certificate IV qualifications (government-subsidised students only)

A different loan scheme, FEE-HELP, is available for Chisholm degrees.

Students do not have to repay the VET FEE-HELP loan until their income is above the minimum repayment threshold for compulsory repayment. Voluntary payments may be made at any time.

Find out more by visiting and downloading the 2016 VET FEE-HELP brochure.

To be eligible for VET FEE-HELP you must:

  • Be an Australian Citizen or
    A Permanent Humanitarian Visa holder who will be residing in Australia for the duration of the unit
  • Meet Tax File Number requirements
  • Present Unique Student Identifier (USI) number
  • Have not exceeded the FEE-HELP limit .
  • Present proof of citizenship, such as Australian birth certificate, passport or naturalisation certificate.

If you are a New Zealand Citizen who holds a Special Category Visa (SCV) you must also meet the below criteria:

  • First entered Australia at least 10 years ago as a dependent child aged under 18 years
  • Have been ordinarily a resident in Australia for the previous 10 years (that is, have been physically present in Australia for at lest eight to of the past 10 years) and 18 months out of the last two years at the time of application for the loan, and
  • Are otherwise eligible for the loan.

Please note: Permanent residents are not eligible to access VET FEE-HELP.

Student entry procedure

One of the eligibility requirements for access to tuition fee assistance under the Commonwealth Government's VET FEE-HELP loan scheme is an assessment of your suitability to undertake your chosen course of study. This assessment for a VET FEE-HELP loan applies to those wishing to study diplomas, advanced diplomas, graduate certificates and graduate diplomas.

If you wish to apply for a VET FEE-HELP loan, the Higher Education Support (VET) Guideline 2015 requires that you must either:

  • provide a copy of a Senior Secondary Certificate of Education awarded to you by an agency or authority of a State or Territory for your completion of Year 12; OR
  • undertake a reading and numeracy assessment that demonstrates your competence at or above Exit Level 3 in the Australia Core Skills Framework. Access to the assessment tool will be provided by Chisholm as part of our information and enrolment process.

Please note: this assessment is a requirement for the Commonwealth Government to approve your VET FEE-HELP loan application.

Chisholm is required to retain the results of your reading and numeracy assessment for at least five years.

Added protections for students as part of VET FEE-HELP reforms

The Commonwealth Government has introduced a number of reforms to the VET FEE-HELP loan scheme, designed to protect students.

One of these reforms is the introduction of a minimum two-day cooling-off period between your enrolment in a VET FEE-HELP eligible course and applying for a VET FEE-HELP loan. This new rule allows you to take time to think about taking a VET FEE-HELP loan. This rules applies to all TAFEs and private training providers.

Even if you are certain that you want to use VET FEE-HELP, Chisholm can only accept a VET FEE-HELP loan application at least two business days after you have enrolled.

If you decide that you do not want to use VET FEE-HELP for your enrolment, you can return to Chisholm before the two-day waiting period to arrange an alternate payment method. It is important to finalise your payment option within 14 days of your enrolment.

Read more about the Commonwealth Government's reforms to the VET FEE-HELP loan scheme.

Further information on eligibility and how to apply for VET FEE-HELP can be obtained by calling Chisholm on 1300 244 746 or by emailing enquiries.

The Study Assist website contains important information and students intending to access the scheme shouldvisit and download the 2016 VET FEE-HELP brochure.

VET FEE-HELP Certificate IV Trial

Chisholm is participating in the VET FEE-HELP Certificate IV Trial. This trial allows eligible students to take out VET FEE-HELP on eligible Certificate IV courses run by Chisholm. The trial will run until 31 December 2016.

As part of the trial Chisholm is offering VET FEE-HELP on the following four Certificate IV courses:

  •  CPC40110 – Certificate IV in Building & Construction (Building) 
  •  MSS40312 – Certificate IV in Competitive Systems & Practices 
  •  CHC40312 – Certificate IV in Disability 
  •  TAE40110 – Certificate IV in Training and Assessment.  

VET FEE-HELP for these Certificate IV courses is only available to eligible government-subsidised students (VET FEE-HELP citizenship eligibility requirements apply.)

Also available is:

Please note:Tuition fees will be rounded to the nearest dollar under most payment options.